Napesa - Know Your Money. Control Your Future.
Your smart, no-ads finance buddy built for Kenya. Track, budget & get insights—right from your SMS.
Your smart, no-ads finance buddy built for Kenya. Track, budget & get insights—right from your SMS.
Automatically track your spending from M-Pesa & banks without manual entry.
Create and manage budgets easily to keep your spending in check.
Capture receipts with our advanced OCR technology for detailed expense tracking.
Get personalized financial insights in both Swahili & English.
Receive timely alerts about spending habits & fee alerts to save money.
Your privacy is our priority, with transparent data handling and user control.
Free, private, personalized financial guidance that helps you take control of your money.
View Napesa Plans & Pricing
Get a complete overview of your finances at a glance.
A comprehensive view of all financial transactions with powerful filtering and categorization options.
Plan and visualize progress toward savings goals with smart timeline suggestions and savings nudges.
Create and manage budgets to keep your spending in check.
Clear, consolidated view of all debts, track repayment progress, and offer actionable strategies to become debt-free faster, saving money on interest.
Raw SMS data is processed on our servers with clear retention policies based on your user status.
We only use anonymized metadata to improve the app experience.
You decide which SMS senders Napesa can access and process.
We don't sell your data to advertisers or show any ads in the app.
Track your investments and money market funds all in one place.
Special tools for freelancers and small business owners to track income.
Full functionality even when you're offline or have limited connectivity.
Tools to help manage group savings and investment clubs.